Baldwin studied architecture at MIT and practiced in Detroit before moving in 1911 to Fredericksburg, where he maintained an office along with one in Washington, D.C. He became interested in Virginia “antiquities” and designed a room for the Metropolitan Museum's American Wing. This bank is one of the finest from the period in Virginia. It is Georgian Revival–Federal Revival in style, with a Regency delicacy in details such as the swags in the facade. The large windows create a spaciously open banking room.