This former bank has many of the same characteristics as Hite's Clothing Store (MC14), indicating that the Hite's block was also designed by Poole of North Carolina. The bank is two stories of brick with first-floor storefronts with angled entrances below round-headed windows, and elaborate brick cornices. However, the bank's central door, leading to the second story, is framed by full-height pilasters, separating the two storefronts and rising to a small metal pediment inscribed with the construction date. The bank closed in 1933 in the Great Depression.