The distinctive flatiron shape of this stone bank was dictated by Rochester's radial avenues. The entrance on the chamfered corner of the lot is flanked by two colossal Ionic columns, with the name of the bank carved into the rusticated stone arch behind. On the long elevations, Ionic pilasters alternate with three elongated, round-arched windows, which are flanked by pavilion-like features, with triangular pediments topping square-headed windows. The attic zone, unlike the rich texture of the rusticated walls, is composed of smooth ashlar with three stylized acroteria above the entrance. The original occupant, the First National Bank of Rochester, was established in 1883 by Henry Clay Fry.