A New York firm obviously proficient in the columnar division deemed appropriate for early-twentieth-century high-rise buildings designed this eleven-story bank and office. The two-story base is of ashlar granite laid in rusticated courses, whereas the eight-story shaft and top-story “capital” are buff brick. Granite for the base came from Mt. Airy, North Carolina, cut stone from Chicago, terra cotta and tile from Atlanta, and ornamental iron from Brooklyn.

In the late 1960s a three-story addition was built to the south. A 30-foot marble arch framing the new entrance is highlighted by a keystone sculpture titled The Family Is the Keystone of the Community (1968), by Milton Horn of Chicago. In 1997–2000 the entire structure was remodeled to serve mixed commercial uses (first three floors) with residences above.