Built initially for State Planters Bank (a forerunner of Crestar Bank), this is the oldest surviving major banking structure in the city. The three-story brick and stone building, with gabled attic level and English basement, is a theatrical but symmetrical play of masonry arches in a range of sizes, all very much in the so-called Richardsonian Romanesque idiom. The sensitively detailed 1984 addition, one of Richmond's best examples of infill construction, continues the building's mass and scale to the east corner. The addition also complements the nineteenth-century buildings across the street. Read, the architect of the original building, also designed Watts Hall, a focal point of Union Theological Seminary in Ginter Park.