With full-height Ionic columns framing its entrance and supporting a pediment below a parapet, the former Bank of Chatham has the buff-colored brick favored early in the twentieth century. The bank features the era's popular thermal windows on its side elevation and an elaborate interior that includes a coffered ceiling with intricate friezes. Nearby at 2 N. Main Street, the small former Planters Bank (c. 1920) with its limestone facing and Corinthian columns exudes a grandeur that contrasts with the staid solidity of the Bank of Chatham. Main Street's other commercial buildings, mostly dating from the late nineteenth and early twentieth centuries, are less elaborate two-story brick buildings with saw-tooth or corbeled brick cornices above store-fronts that in many cases have been altered.