This small gable-front brick building is a rare Federal example of the small local banks found in Vermont's village centers in the nineteenth century. The bank's design reflects the urbanity of this Vermont community, which was obviously in touch with tastes current in the nearby Connecticut River Valley. Each of its three front and side bays is marked with a recessed panel framed by a brick arch with granite imposts and keystone and with one window with granite sill and splayed lintel. A blind fan over the central door is repeated on a larger scale in the gable above. Fine cornice moldings are marked with a punctated dentil course. The deep window embrasures retain their interior shutters. The bank was chartered in 1827 and served the community until 1899, when its building was adapted to other commercial uses. With the exception of altered glazing, it remains remarkably intact.