This red brick Colonial Revival bank building is dominated by the tall square clock tower with a diminutive cupola at the northeast corner, two-story arched windows, and a broken pediment over the entrance. The bank is unusual, not only for its monumental presence in such a small town but also for its deviation from the limestone and columns of traditional corner banks. The local history called it the town's “Tower of Strength,” an adage proved true by its surviving a devastating town fire in 2002.