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Designed by architects based in San Antonio, the concrete-framed, L-shaped, six-story building is faced with limestone, pale to mark the banking hall on the first two floors and darker above for the office tower. The original first story on the E. Loyosa Street side has a polished base of gray granite, and a bullnose belt course divides the banking hall from the upper office floors, which finish with Art Deco ornamentation. Along S. Main the arcade of a two-story New Formalist addition continues onto the 1928 building, creating a rather awkward visual connection.