Steps up to a planted terrace provide the ideal Beaux-Arts foreground to this handsome Neo-Federal elevation—handsome in its division between Ionic portico and wings, in the relative sizes of the openings, and in the play between circular and rectangular shapes. Inside, a shallow central dome combines with a deeply coffered ceiling to make the principal structural members, severely veiled as classical elements, the basis for the articulation of the space. As the principal ornamentation, column capitals mix gold-leafed motifs abstracted from the Ionic and Corinthian orders, in an original manner that makes what is mostly flat pattern suggest three-dimensional form. This compact interior is among the fine banking spaces in the state, testimony to the glory days of the West Warwick mills, even as these were rapidly waning.